Frequently Asked Questions (FAQ)
If you’re thinking of buying a home, chances are you have a few questions. (Okay, quite a few questions.) Here’s our list of answers to those we hear most. If you’re wondering about something you don’t see here, please feel free to give us a call or ask your JTS Communities Representative.
What are the advantages of using a JTS approved lender?
We offer substantial money-saving incentives to any JTS homebuyer that uses our approved lender. Our lender is a highly respected expert in the mortgage industry, and has vast experience funding JTS homes, specifically. This ensures the smoothest loan transaction possible – which is good for everyone!
What are Mello-Roos and Assessment Districts?
In California, bonds are issued to fund the vital facilities for some communities. To repay the bonds, homeowners pay assessments, which are added to their annual property tax bill. The rate, including increases and decreases, varies among communities. Also, the assessments may or may not be deductible, depending on whether they’re used for maintenance or improvements. Ask your financial advisor to get the scoop on your area.
What home purchasing fees are tax deductible?
Usually pre-paid interest, pro-rated property taxes, and loan origination fees or points paid can be deducted that year on itemized state and federal tax returns. It’s always best, however, to consult with your financial advisor for your individual situation.
What are the advantages of buying a new home over a resale?
There are many. JTS homes meet today’s tough building codes, making them safer and more energy-efficient than older construction. Our homes – and our communities – are designed for today’s lifestyles, from master suites and great rooms to recreation centers, bike paths, convenient amenities, and a respect for the surrounding natural habitat. Plus, there’s something about starting out with sparkling new everything that you just can’t get with an older home.
Why choose a JTS Communities home over others?
Where do we begin?
Some builders offer great quality. Some offer value. Still others offer stunning architecture. But at JTS Communities, we offer all that – and much more. For 40 years, we’ve built exceptional homes – and by that we mean exceptional in every aspect: the highest quality construction for the best value, in prime locations with breath-taking architecture, featuring the most intelligent floor plans and the latest breakthroughs in efficiency. And our neighborhoods? You’ll find that we don’t build developments, we build communities, designed for a quality of life that you won’t find just anywhere. The difference is in the smallest details and the greatest vision. The difference is JTS.